Budget Statistics That Actually Matter
Real numbers from real budgets. We track what Vietnamese families and businesses spend, where money goes, and how successful short-term budgeting really works. No guesswork – just honest data from our community.
Explore Our Programs
Current Budget Trends
Based on data collected from over 2,800 users across Vietnam during the first quarter of 2025
Users who completed their first month without overspending in major categories
Median household income among our active users in Ho Chi Minh City area
Largest expense category, including groceries, street food, and restaurant visits
Time needed to establish consistent daily tracking habits
Amount most users save within their first three months of budgeting
Users who primarily track expenses through mobile apps and digital tools
Expert Analysis
What the numbers tell us about Vietnamese spending patterns and successful budgeting strategies
Key Findings from 2025 Data
- Young professionals (25-35) struggle most with transportation costs, often underestimating motorbike fuel and Grab expenses by 30-40%
- Families with children typically overspend on education-related expenses during back-to-school periods, especially August and September
- Seasonal fluctuations hit hardest during Tet holiday – successful budgeters start saving three months early
- Housing costs remain stable at 25-30% of income, but utility bills spike during hot season months
- Side income from freelance work or small businesses helps 60% of users meet their savings goals
- Weekend spending patterns show significant variation – Friday-Sunday expenses are typically 40% higher than weekdays
Performance Tracking
Monitor your progress with the same metrics we use to measure community success
What We Measure for You
Daily Variance
How much your actual spending differs from planned amounts each day
Category Accuracy
Percentage accuracy in predicting expenses for food, transport, and other categories
Habit Consistency
Days per week you successfully log expenses and stay within limits
Buffer Building
Progress toward your emergency fund and short-term savings targets
