PulseWaveSpark Logo
PulseWaveSpark
Financial Education Excellence

Master Your Money in Real Time

Learn practical budgeting that actually works for busy professionals. Our three-month program teaches you to track, adjust, and optimize your finances without complicated spreadsheets or unrealistic restrictions.

Explore Program Details
Professional budgeting workspace with financial planning materials

How We Teach Budgeting Differently

Most budgeting courses focus on theory. We focus on daily practice. You'll work with real scenarios, handle unexpected expenses, and learn to adjust your budget as life happens.

1 Start With Your Current Reality

We begin by analyzing your actual spending patterns from the past three months. No judgment, no shame - just honest assessment of where your money really goes. This foundation helps us build a budget that fits your lifestyle instead of fighting against it.

2 Build Flexible Systems

You'll learn to create budget categories that bend without breaking. Emergency car repair? Unexpected dinner invitation? We'll show you how to handle these situations without derailing your entire financial plan.

Students reviewing practical budgeting exercises and real-world scenarios

Your Learning Journey

Our program runs over 12 weeks, with each phase building practical skills you'll use immediately. Classes start in September 2025, giving you time to gather your financial documents and prepare for focused learning.

Foundation Phase

Set up tracking systems, identify spending patterns, and create your first working budget. You'll use simple tools that integrate with your current banking and spending habits.

Weeks 1-4

Optimization Phase

Learn to handle variable income, seasonal expenses, and unexpected costs. We'll work through real scenarios like medical bills, home repairs, and social events that challenge typical budgets.

Weeks 5-8

Advanced Strategies

Develop systems for short-term savings goals, debt management, and income fluctuations. Perfect for freelancers, commission earners, and anyone with non-traditional income patterns.

Weeks 9-12

Implementation Support

Three months of follow-up sessions to troubleshoot your system, adjust for life changes, and maintain momentum. This ongoing support helps ensure lasting behavioral change.

Months 4-6
Interactive learning session with practical budgeting tools and methods Group discussion about real-world budgeting challenges and solutions

Program Investment & Details

  • Program Duration 12 weeks + 3 months support
  • Class Format Weekly 2-hour sessions
  • Group Size Maximum 12 participants
  • Next Cohort Starts September 15, 2025
  • Program Fee 2,800,000 VND
Course instructor providing personalized guidance on budgeting techniques
Elena Rodriguez - Lead Financial Education Instructor

Elena Rodriguez

Lead Financial Instructor